尊敬的客户：
感谢您选择花旗银行房贷业务。
由于近期外币市场资金成本的变化，在综合考虑相关因素（包括但不限于资金市场情况、资金拆借成本波动性及各种商业因素）后，花旗银行（中国）有限公司（以下简称“我行”或“花旗中国”）将自2022年9月9日起正式调整我行存量美元及港币个人房产抵押贷款利率，具体调整幅度如下:
1. 花旗中国个人房产抵押贷款美元利率（年利率%）
| 上调幅度（自2022年9月9日起生效） | 1.40% |
|---|
2. 花旗中国个人房产抵押贷款港币利率（年利率%）
| 上调幅度（自2022年9月9日起生效） | 1.40% |
|---|
如您在我行还有未结清的美元及（或）港币个人房产抵押贷款，您的贷款利率将据此相应调整并于2022年9月9日起生效，您调整后的利率及每月的应还款金额以我行另行向您发出的《贷款利率通知》内所列为准。
感谢您对我行一贯的信任和支持。
花旗银行（中国）有限公司
2022年8月9日
Dear Customers,
Thanks for banking with the Citibank China.
As the cost of foreign currency funds change recently, after careful consideration of the various factors (including but not limited to market status, funding cost and business consideration), we hereby inform you that we will, with effect from Sep 9th, 2022, adjust the Interest Rate for USD Mortgage Loan and HKD Mortgage Loan respectively as below.
1. Citibank China USD Interest Rate (Prime Rate) p.a. %
| Rate Increased | 1.40% |
|---|
2. Citibank China HKD Interest Rate (Prime Rate) p.a. %
| Rate Increased | 1.40% |
|---|
If you have any outstanding USD Mortgage Loan and (or) HKD Mortgage Loan with us, your Mortgage Loan Interest Rate will be adjusted accordingly as from Sep 9th, 2022. A Mortgage Interest Advice will be sent to you in due course under which you will be informed of the interest rate and the amount of monthly installment applicable to your mortgage loan.
Thanks for your attention.
Citibank (China) Co., Limited
Aug 9th, 2022